The Importance of Your Credit Score – What it Is, and What You Can Do to Improve It
Having a strong credit history and score is critical in this buying market, especially since the banks are getting stricter with their lending requirements and the scores that are acceptable.
Many folks are not really even aware of their credit score and history until they start looking into buying a home. And sometimes there are errors that buyers are not aware of.
There are a number of things you can do to improve your credit score, as well as things you should not do because they will lower your score.
This article by a friend of mine back East is an excellent overview of what the FICO (credit score) is, what impacts it, and how you can improve it. A VERY worthwhile read.
Visit my Real Estate Consumer Blog at Carlsbad Real Estate News for lots of information about the general area
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